Direct: 760-638-3700 Fax: 760-598-9897

1938 Kellogg Avenue, Suite 12 Carlsbad, CA 92008

Independent Insurance Agent

                  Independent Insurance Agents vs. Captive Agents

There are two primary types of insurance agents. “Captive” agents are employees of one insurance company and can only write policies for that company. This means they are limited to their company’s coverage plans. Examples of a captive agent include agents who work for State Farm, Allstate, Farmers Insurance, etc.

Independent Insurance Agents, however, are able to quote coverage from a variety of reputable national and local providers. They have the flexibility to offer a broader range of options at highly competitive prices, so you get a personally tailored plan to suit your needs and budget.

Best of all, they are able to offer unparalleled and unbiased advocacy to their customers, from quote through claims.  As your needs and your life situations change,  you can switch coverage, and companies if necessary, without finding a new agent.

Kittyboot Gates Insurance is North County’s Premier Independent Insurance Agency!